Loan Rates – Effective January 1, 2018

New Cars/Other Vehicles (16,17,18)** APR*
72 Months   4.24% - 12.24%
60 Months   3.99% - 11.99%
48 months   3.74% - 11.74%
Used Cars/Other Vehicles** APR*
14, 15 Up to 60 Months 5.00% - 13.00%
12, 13 Up to 48 Months 6.00% - 14.00%
09, 10, 11 Up to 36 Months 7.75% - 15.75%
Share Secured Loans    
Please contact the Credit Union for rates & details.
Personal Loans   APR*
  24 Months 11.00% - 13.50%
Overdraft Protection   18.00%
   
Home Equity/Home Equity Line of Credit*** APR*
5 Year -  Fixed   APR*
  - 80% automated valuation model (AVM) 6.00% - 13.00%
  - 80.01% - 90% appraised value

6.50% -
13.50% 

   
***Loan Amounts over $24,999, decrease rate by .50%
10 Year - Variable   APR*
Line of Credit  

Contact a loan officer.

 For more information, please click here.
First Mortgage  
Contact a loan officer for current rates.
**Other vehicles include boats, motorcycles, RVs, motor homes.  Terms may vary based on collateral.
*APR=Annual Percentage Rate. Rates are determined by individual credit profile. Rates assume automatic payments from a U.P. Connection checking or savings account.
Rates are subject to change at any time without notice. Contact your credit union for the most up-to-date rates.