Member Services

UPCFCU offers a wide variety of products and services with competitive divided rates and much more!

Basic/Initial Qualification include but not limited to:

  • Two pieces of identification, including one state-issued
  • Proof of residency

Debit Cards

You’ll find your U.P. Connection Debit Card is convenient and easy to use. You can access your checking account without having to write a check.

  • Monthly itemized transactions
  • Purchases can be made anywhere in the world where MasterCard is accepted
  • Acts as an ATM card – allows you to make deposits, transfers and withdrawals
  • Allows Point-of-Sale (POS) transactions (i.e., groceries, gas, etc.)
  • Direct Deposit

After hours lost/stolen card support: 800-264-5578

Debit Card Safety Tips
  • If you card gets lost or stolen, report it immediately
  • Memorize your PIN number and keep it a secret
  • Check all charges before signing the payment slip
  • Keep and verify all receipts for your monthly statement
  • Remember that it’s much safer to use a credit card, rather than your debit card, for phone or Internet purchases
Debit Card Safety Tips
  • If you card gets lost or stolen, report it immediately
  • Memorize your PIN number and keep it a secret
  • Check all charges before signing the payment slip
  • Keep and verify all receipts for your monthly statement
  • Remember that it’s much safer to use a credit card, rather than your debit card, for phone or Internet purchases

Direct Deposit

Direct Deposit is a free service that automatically deposits recurring income into any UPCFCU savings, club, or checking account you choose.

Income you receive from your employer, Social Security, pension and retirement plans, the Armed Forces, VA Benefits, and annuity or dividend payments may all qualify for Direct Deposit.

  • Easy and immediate access to your funds – no check holds
  • Still receive a pay stub showing the exact amount of your deposit
  • Paychecks can’t be lost, stolen or forged
  • Deposits are made consistently, when you’re on vacation, work a shift, or away on business

After hours lost/stolen card support: 800-264-5578

Advantages
  • Easy and immediate access to your funds
  • No deposit and check cashing trips
  • Never wait in line again
  • Never worry about a lost, stolen, or mail-delayed check
  • Save automatically
  • Conveniently make loan payments
  • Earn competitive dividends
  • Allocate funds to your savings, club, and checking accounts
  • You still receive a pay stub showing the exact amount of your deposit
  • Forms available at any branch location to provide to your employer
  • Funds are federally insured by NCUA up to $250,000
Availibility
  • With Direct Deposit/Payroll Deduction, your money is available immediately and safe:
    • Paychecks can’t be lost, stolen or forged – and no check holds
    • Deposits are made consistently, when you are on vacation, work a shift, or away on business.
    • Direct depositors have account balances 7% higher than other account holders.
Set-up Info
  • Routing number: 304083299
  • Your basic account number
  • Account type: Checking or Savings

Overdraft Protection Loan

Do you find yourself coming up a little short of cash by the end of the month? If so, an overdraft protection loan is perfect for you! This line of credit is available to qualifying members with checking accounts.

  • Use it to receive a cash advance
  • Or if a mistake is made in your checkbook
  • Funds are automatically transferred from your loan directly into your checking account to cover any insufficient funds
  • Payments are hassle free. On the last day of each month, a payment is transferred from your checking account to your loan.

Electronic Services

Online Banking

U.P. Connection Federal Credit Union’s Online Bill Pay system is so easy to use you’ll never write a check for a bill again. Our efficient services and top-notch security features are packaged into a simple, user-friendly program that is easy to use, and it’s absolutely FREE. We will conveniently walk you step-by-step through every process – whether you want to schedule the payment of a recurring bill or confirm the payment of a one-time payment. Bill Pay can be used at the times that are most convenient for you – at any hour of the day or night, and can be accessed right from your own home. For more information contact one of our member service representatives and register today.

E-Statements

Do you ever get tired of retaining and maintaining the amount of paper associated with our credit union statements? If you have access to the Internet, then our secure e-Statements may be the solution for you! When you get registered for e-Statements, you will receive a message at the beginning of each month letting you know that your statements are ready for viewing. At that point, you can choose to view them at your leisure any time of the day. You may also download the file to your computer’s hard drive for archiving purposes or to print them out should you need a printed copy.

If you have any questions, please feel free to contact us at 402-391-5838 or toll free at 888-302-9776.

Find what you need?

You can apply right now through our easy online loan application process!