Certificate Rates

Minimum deposit $500.00 – dividends compounded monthly (except 3 month)

Term

Rate

APY*

3 Months

(Dividends paid at maturity)

0.15%

0.15%

6 Months

3.928%

4.00%

9 Months

0.25%

.25%

12 Months

3.00%

3.04%

18 Months

2.10%

2.12%

24 Months

1.00%

1.00%

Step-Up Certificates

36 Months

2.75%

2.79%

60 Months

2.10%

2.12%

*Annual Percentage Yield

Minimum deposit $500.00 – dividends compounded quarterly

Term

Rate

APY*

Traditional & Roth

9 Months

0.25%

0.25%

12 Months

3.00%

3.04%

18 Months

2.10%

2.12%

Education

12 Months

3.00%

3.04%

IRA Share Account

Minimum deposit $25.00 – dividends compounded monthly

Multiple deposits may be made throughout tax year

0.15%

0.15%

*Annual Percentage Yield

All rates effective as of February 12, 2024 and are subject to change