Certificate Rates
Minimum deposit $500.00 – dividends compounded monthly (except 3 month)
Term |
Rate |
APY* |
3 Months(Dividends paid at maturity) |
0.15% |
0.15% |
6 Months |
1.98% |
2.00% |
9 Months |
0.25% |
.25% |
12 Months |
1.49% |
1.50% |
18 Months |
1.05% |
1.06% |
24 Months |
1.00% |
1.00% |
Step-Up Certificates |
||
36 Months |
1.38% |
1.39% |
60 Months |
1.05% |
1.06% |
*Annual Percentage Yield
Minimum deposit $500.00 – dividends compounded quarterly
Term |
Rate |
APY* |
Traditional & Roth |
||
9 Months |
0.25% |
0.25% |
12 Months |
1.49% |
1.50% |
18 Months |
1.05% |
1.06% |
Education |
||
12 Months |
1.49% |
1.50% |
IRA Share AccountMinimum deposit $25.00 – dividends compounded monthly Multiple deposits may be made throughout tax year |
0.15% |
0.15% |
*Annual Percentage Yield
All rates effective as of January 15, 2025 and are subject to change