Certificate Rates

Minimum deposit $500.00 – dividends compounded monthly (except 3 month)

Term

Rate

APY*

3 Months

(Dividends paid at maturity)

0.15%

0.15%

6 Months

0.25%

.25%

9 Months

0.25%

.25%

12 Months

0.35%

.35%

18 Months

0.40%

0.40%

24 Months

0.60%

0.60%

Step-Up Certificates

36 Months

0.80%

0.80%

60 Months

0.90%

0.90%

*Annual Percentage Yield

Minimum deposit $500.00 – dividends compounded quarterly

Term

Rate

APY*

Traditional & Roth

9 Months

0.25%

0.25%

12 Months

0.35%

0.35%

18 Months

0.40%

0.40%

Education

12 Months

0.40%

0.40%

IRA Share Account

Minimum deposit $25.00 – dividends compounded monthly

Multiple deposits may be made throughout tax year

0.10%

0.10%

*Annual Percentage Yield

All rates effective as of January 1, 2020 and are subject to change