Loan Rates

New Cars

APR**

84 Months

6.49%-10.99%

72 Months

5.99%-9.99%

60 Months

5.24%-9.24%

48 Months

4.24%-7.99%

Used Cars/Other Vehicles***

2018 – 2020 (Up to 72 months)

5.24%-10.24%

2016 – 2017 (Up to 60 months)

7.49%-11.24%

2014 – 2015 (Up to 48 months)

7.49%-10.99%

**APR = Annual Percentage Rate. Rates are determined by individual credit profile. Rates assume automatic payments from a U.P. Connection checking or savings account.
***Other vehicles include boats, motorcycles, RV’s, and Motor Homes. Terms may vary based on collateral.

Personal Loans

24 Months

9.99%-13.49%

36 Months

10.99%-12.49%

48 Months

11.99%-12.74%

Overdraft Protection

18.00%

**APR = Annual Percentage Rate. Rates are determined by individual credit profile. Rates assume automatic payments from a U.P. Connection checking or savings account.
***Other vehicles include boats, motorcycles, RV’s, and Motor Homes. Terms may vary based on collateral.

Home Equity

*Contact a loan officer

Line of Credit

*Contact a loan officer

First Mortgages (15,20,30 – Conventional, FHA, VA)

*Contact a loan officer

Recreational Loans

*Contact a loan officer for rates & terms

**APR = Annual Percentage Rate. Rates are determined by individual credit profile. Rates assume automatic payments from a U.P. Connection checking or savings account.
***Motorcycle loans based off 2017 and newer.
Terms may vary based on collateral.

All rates effective as of June 15th, 2023, and are subject to change