Loan Rates – Effective January 1, 2018
| New Cars/Other Vehicles (16,17,18)** | APR* | |
| 72 Months | 4.24% - 12.24% | |
| 60 Months | 3.99% - 11.99% | |
| 48 months | 3.74% - 11.74% | |
| Used Cars/Other Vehicles** | APR* | |
| 14, 15 | Up to 60 Months | 5.00% - 13.00% |
| 12, 13 | Up to 48 Months | 6.00% - 14.00% |
| 09, 10, 11 | Up to 36 Months | 7.75% - 15.75% |
| Share Secured Loans | ||
| Please contact the Credit Union for rates & details. | ||
| Personal Loans | APR* | |
| 24 Months | 11.00% - 13.50% | |
| Overdraft Protection | 18.00% | |
| Home Equity/Home Equity Line of Credit*** | APR* | |
| 5 Year - Fixed | APR* | |
| - 80% automated valuation model (AVM) | 6.00% - 13.00% | |
| - 80.01% - 90% appraised value |
6.50% - |
|
| ***Loan Amounts over $24,999, decrease rate by .50% | ||
| 10 Year - Variable | APR* | |
| Line of Credit |
Contact a loan officer. |
|
| For more information, please click here. | ||
| First Mortgage | ||
| Contact a loan officer for current rates. | ||
| **Other vehicles include boats, motorcycles, RVs, motor homes. Terms may vary based on collateral. | ||
| *APR=Annual Percentage Rate. Rates are determined by individual credit profile. Rates assume automatic payments from a U.P. Connection checking or savings account. | ||
| Rates are subject to change at any time without notice. Contact your credit union for the most up-to-date rates. | ||