Loan Rates
New Cars (23,24,25) |
APR** |
84 Months |
7.99%-12.49% |
72 Months |
7.49%-11.49% |
60 Months |
6.74%-10.74% |
48 Months |
5.74%-9.49% |
Used Cars/Other Vehicles*** |
|
2020 – 2022 (Up to 72 months) |
6.74%-11.74% |
2018 – 2019 (Up to 60 months) |
8.99%-12.74% |
2016 – 2017 (Up to 48 months) |
8.99%-12.49% |
**APR = Annual Percentage Rate. Rates are determined by individual credit profile. Rates assume automatic payments from a U.P. Connection checking or savings account.
***Other vehicles include boats, motorcycles, RV’s, and Motor Homes. Terms may vary based on collateral.
Personal Loans |
|
24 Months |
9.99%-14.99% |
36 Months |
10.99%-13.24% |
48 Months |
11.99%-14.24% |
Overdraft Protection |
18.00% |
**APR = Annual Percentage Rate. Rates are determined by individual credit profile. Rates assume automatic payments from a U.P. Connection checking or savings account.
***Other vehicles include boats, motorcycles, RV’s, and Motor Homes. Terms may vary based on collateral.
Home Equity |
*Contact a loan officer |
First Mortgages (15,20,30 – Conventional, FHA, VA) |
*Contact a loan officer |
Recreational Loans |
*Contact a loan officer for rates & terms |
**APR = Annual Percentage Rate. Rates are determined by individual credit profile. Rates assume automatic payments from a U.P. Connection checking or savings account.
***Motorcycle loans based off 2017 and newer.
Terms may vary based on collateral.
All rates effective as of January 2nd, 2025, and are subject to change