Loan Rates

New Cars

APR**

84 Months

3.99% – 8.49%

72 Months

3.74% – 7.99%

60 Months

3.49% – 7.49%

48 Months

3.24% – 6.99%

Used Cars/Other Vehicles***

2017 – 2019 (Up to 72 months)

4.49% – 8.99%

2015 – 2016 (Up to 60 months)

5.49% – 9.24%

2013 – 2014 (Up to 48 months)

5.49% – 8.99%

**APR = Annual Percentage Rate. Rates are determined by individual credit profile. Rates assume automatic payments from a U.P. Connection checking or savings account.
***Other vehicles include boats, motorcycles, RV’s, and Motor Homes. Terms may vary based on collateral.

Personal Loans

24 Months

8.99% – 12.49%

36 Months

9.99% – 13.49%

48 Months

10.99% – 14.49%

Overdraft Protection

18.00%

**APR = Annual Percentage Rate. Rates are determined by individual credit profile. Rates assume automatic payments from a U.P. Connection checking or savings account.
***Other vehicles include boats, motorcycles, RV’s, and Motor Homes. Terms may vary based on collateral.

Home Equity

*Contact a loan officer

Line of Credit

*Contact a loan officer

First Mortgages (15,20,30 – Conventional, FHA, VA)

*Contact a loan officer

Recreational Loans

*Contact a loan officer for rates & terms

**APR = Annual Percentage Rate. Rates are determined by individual credit profile. Rates assume automatic payments from a U.P. Connection checking or savings account.
***Motorcycle loans based off 2017 and newer.
Terms may vary based on collateral.

All rates effective as of February 23, 2022, and are subject to change