Loan Rates

New Cars

APR**

72 Months

4.74% – 12.74%

60 Months

4.49% – 12.49%

48 Months

4.24% – 12.24%

Used Cars/Other Vehicles***

2016 – 2017 (Up to 60 months)

5.50% – 13.50%

2014 – 2015 (Up to 48 months)

6.50% – 14.50%

2011 – 2013 (Up to 36 months)

8.25% – 16.25%

**APR = Annual Percentage Rate. Rates are determined by individual credit profile. Rates assume automatic payments from a U.P. Connection checking or savings account.
***Other vehicles include boats, motorcycles, RV’s, and Motor Homes. Terms may vary based on collateral.

Personal Loans

24 Months

11.50% – 14.00%

Overdraft Protection

18.00%

**APR = Annual Percentage Rate. Rates are determined by individual credit profile. Rates assume automatic payments from a U.P. Connection checking or savings account.
***Other vehicles include boats, motorcycles, RV’s, and Motor Homes. Terms may vary based on collateral.

Home Equity****

5 Year – Fixed

APR**

80% of Automated Valuation Model (AVM)

6.50% – 13.50%

80.01% – 90% of Appraised Value

7.00% – 14.00%

****Loan amounts over $24,999, decrease rate by .50%

Home Equity Line of Credit

10 Year – Variable

Line of Credit

*Contact a loan officer

First Mortgages (15,20,30 – Conventional, FHA, VA)

*Contact a loan officer

**APR = Annual Percentage Rate. Rates are determined by individual credit profile. Rates assume automatic payments from a U.P. Connection checking or savings account.
***Other vehicles include boats, motorcycles, RV’s, and Motor Homes. Terms may vary based on collateral.

All rates effective as of January 1, 2020 and are subject to change